With the high rate of unemployment, layoffs, and salary reductions, it is extremely common in this economy for individuals to be unable to pay their bills as they become due. The failure of individuals to keep current on their debts has simply added to the stress on the economy, adding to the snowball effect and forcing many individuals to seek methods of debt relief that they never envisioned they would.

Chapter 7 Bankruptcy can be the best option for certain individuals experiencing extreme financial hardship. This is because it offers individuals the possibility of a fresh start, with no more harassment by creditors, no more garnished wages, and the possibility of rebuilding their credit score. Chapter 7 bankruptcy in Las Vegas is much more forgiving than many states, such as California, due to the generous exemptions provided by Nevada statutory law. For instance, there is a $550,000 homestead exemption and $15,000 automobile exemption. For a full list of Chapter 7 Exemptions click here.

Qualifying for a Chapter 7 may not be as difficult as you would think. Although not everyone qualifies for discharge under Chapter 7, most individuals under financial distress in today's economy fit the required criteria. Basically, if you make less than the median income in Nevada or have expenses that make paying your bills unaffordable, you most likely qualify. Please contact attorney Brian Boyer to set up a consultation where he can determine if you meet the requirements.

If you are interested in a Chapter 7 discharge of all your current debts in order to stop your creditors from harassing you, attorney Brian Boyer can help you acheive that goal. Brian has experience in helping individuals in need of debt relief. Please call (702) 800-0988 for more information or to set up a consultation.

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